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Pay Later & Instalments

At SetCrates, flexibility matters. That’s why we partner with trusted providers like Klarna, PayPal and Stripe to offer convenient Buy Now, Pay Later and instalment options. Spread the cost safely and transparently — with no hidden fees or surprises.

Klarna PayPal Pay in 3 Stripe Instalments

Available options

  • PayPal Pay in 3 — split your purchase into 3 interest-free payments. Eligibility set by PayPal.
  • Klarna — Pay in 30 days or 3 interest-free instalments (subject to Klarna’s checks).
  • Stripe Instalments — selected cards may qualify for split payments at checkout (availability varies).

How it works

  1. Add products to cart and proceed to checkout.
  2. Select a Pay Later option (Klarna, PayPal Pay in 3, or Stripe Instalments).
  3. Complete the quick eligibility check with the provider and place your order.

Good to know

  • These services are provided by third-party lenders; your agreement is with the chosen provider.
  • Missing payments may affect your credit score — please spend responsibly.
  • Returns are processed as usual; your plan is adjusted by the provider after we issue the refund.
  • All transactions are protected by SSL/TLS and processed via PCI-DSS compliant gateways.